Decimals are a method of writing fractional numbers without writing a fraction
having a numerator and denominator.

The fraction 37/100 could be written as the decimal 0.37. The period or decimal
point indicates that this is a decimal.

The decimal 0.37 could be pronounced as ** THIRTY-SEVEN HUNDREDTHS ** or as ** ZERO POINT THREE SEVEN** or
**ZERO POINT THIRTY-SEVEN**.

A decimal may be greater than 1. The decimal 12.37 could be pronounced as
** TWELVE AND THIRTY-SEVEN HUNDREDTHS ** or as **TWELVE POINT THIRTY-SEVEN**.